Choosing student insurance plans are a necessary part of sending students to college. There are always risks in every portion of life, but these risks increase for college students. A typical policy will provide medical or illness coverage if students become sick and need medical treatment. This coverage is extended to serious injuries like broken bones or head trauma that can result from sports injuries or unexpected accidents. Food poisoning is common for students that attend college in different states and cities when not adjusted to different preparations of food or eating in uncontrolled environments. The student insurance plans cover these illnesses and provide students with proper medical treatment while away from home. When students make an investment into their future, parents should make an equal investment in proper insurance coverage for students.